Money Market Deposits

All of our personal money market accounts are available with combined statements, imaged checks, free Internet banking, free online bill payment, free standard checks, and free postage prepaid bank-by-mail envelopes.  All of our personal money market accounts also offer tiered rates, whereby the higher the account balance, the greater the interest rate that is paid on the entire collected balance.  We waive the monthly maintenance charge on all personal money market accounts, regardless of balance, if the money market account is on combined statement with a personal checking account.  We also waive all maintenance charges during an account’s initial cycle.
 
Personal Basic Money Market
 
The minimum opening deposit is $100.00 and the minimum balance to avoid the $10.00 monthly maintenance charge is $2,500.00.  Rate tiers range from below $2,500.00 to $100,000.00 or more.  The monthly maintenance charge may also be waived by having $25,000.00 or more in non-CD deposits with us.
 
Personal Premium Money Market
 
The minimum opening deposit is $100.00 and the minimum balance to avoid the $15.00 monthly maintenance charge is $25,000.00.  Rate tiers range from below $25,000.00 to $250,000.00 or more.  The monthly maintenance charge may also be waived by having $50,000.00 or more in non-CD deposits with us.
 
Personal Investor Money Market
 
The minimum opening deposit is $100.00 and the minimum balance to avoid the $25.00 monthly maintenance charge is $50,000.00.  Rate tiers range from below $50,000.00 to $1,000,000.00 or more.  The monthly maintenance charge may also be waived by having $100,000.00 or more in non-CD deposits with us.  This product provides “AlertMe” credit monitoring and identity theft deterrence for just $2.00 per month.