Lines of Credit

We offer both secured and unsecured lines of credit to individuals.  Our lines of credit are revolving, allowing you to borrow, repay, and borrow again depending upon your cash flow.  Many of our customers find that having a personal line of credit in place provides an attractive source of liquidity to deal with unexpected events, a ready reserve of cash that can be immediately used as needed.  With a personal line of credit, you can quickly take advantage of investment opportunities that might be time sensitive.
 
Our personal lines of credit are floating rate, based upon the Wall Street Journal Prime Rate, and are typically for one year terms with annual renewals.  We can integrate your personal line of credit with your deposit accounts, advancing funds as needed to cover checks and other types of payments.  We offer interest rate discounts for automated loan payments on personal lines of credit.
 
Please call or stop by our office to learn more about how a personal line of credit might assist you in achieving your financial goals.