Checking

All of our personal checking accounts are available with combined statements, free Internet banking, free electronic bill payment, free debit cards, and account access via any of (your choice) check, telephone banking, Internet banking, electronic bill payment, debit card, ATM, and in-branch service.
 
Personal Basic Checking
 
The minimum opening deposit is just $100.00.  There is no minimum balance and no monthly maintenance charge.  Debits (check, ATM, ACH, or point of sale) in excess of 15 per month are $0.30 each.  Checks are truncated.
 
Personal Premium Checking
 
The minimum opening deposit is $100.00.  The minimum balance to avoid the $10.00 monthly maintenance charge is $1,500.00.  The monthly maintenance charge can also be waived by maintaining $25,000.00 or more in non-CD balances at the bank.  Checks are imaged.  This account provides a free initial order of standard checks and a free small safe deposit box (subject to availability).
 
Personal Interest Checking
 
Interest is paid based on account balance tier.  The higher the account balance, the greater the interest rate that is paid on the entire collected balance.  The minimum opening deposit is $100.00.  The minimum balance to avoid the $15.00 monthly maintenance charge is $2,500.00.  The monthly maintenance charge can also be waived by maintaining $35,000.00 or more in non-CD balances at the bank.  Checks are imaged.  This account provides a free initial order of standard checks.
 
Personal Investor Checking
 
This checking account is designed for individuals that maintain significant liquidity.  Interest is paid based on account balance tier, with the tiers ranging from below $10,000.00 to $250,000.00 or more.  The minimum opening deposit is $100.00.  The minimum balance to avoid the $20.00 monthly maintenance charge is $10,000.00.  The monthly maintenance charge can also be waived by maintaining $50,000.00 or more in non-CD balances at the bank.  Checks are imaged.  This account provides a free initial order of standard checks, free access to a variety of ATM networks, and a free small safe deposit box (subject to availability).