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Privacy Commitment
We at American Principle Bank believe the confidentiality and protection of customer information is one of our fundamental responsibilities. Your privacy is important to us. We recognize that one of our most important assets is our customers' trust.
We have developed this Privacy Notice to inform you of our practices regarding the collection, use, disclosure, and security of your nonpublic personal information.
We will maintain standards that are designed to ensure that your nonpublic personal information is private and secure at all times, and we will explain our principles of financial privacy to our customers on a regular basis.
This Privacy Notice applies only to individuals who apply for or obtain a financial product or service from American Principle Bank primarily for personal, family or household purposes, or the individual's legal representative. The practices described in this Privacy Notice will continue to apply to you if you become a former customer. We may add to or revise this Privacy Notice at any time, and will notify you if then required by law.
Our Collection and Use of Information about You
We work to maintain accurate information about our customers. We may collect nonpublic personal information about you in order to understand your needs, administer our business, process transactions, and provide you with products and services. We obtain nonpublic personal information about you from the following sources:
"Nonpublic personal information" is nonpublic personally identifiable financial information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, or debit card utilization.
Our Disclosure of Information
We are permitted by law to disclose, and do disclose, nonpublic personal information about you to third parties in certain circumstances, including:
In addition, unless you “opt-out”, we may disclose nonpublic personal financial information about you to third parties that assist us in providing financial products and services. In these cases, we disclose the limited information required for the third parties to offer or deliver a financial product or service to you, and then only after we have an agreement in place with the third party that restricts their use and disclosure of the nonpublic personal information.
We do not disclose nonpublic personal information about our customers or former customers to third parties except as set forth in this Privacy Notice or as permitted by law.
Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Questions or Comments
If you have questions or comments about this Privacy Notice, or concerns about the protection and confidentiality of your personal financial information, please visit us in person, call, e-mail, or write to us as follows:
Privacy Officer
American Principle Bank
4051 Broad Street
Suite 140
San Luis Obispo, CA. 93401
(805) 547 – 2800
privacy@americanprinciplebank.com
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth (for individuals), and other information that will allow us to identify you. We may also ask to see your driver's license (for individuals) or other identifying documents.
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4051 Broad Street, Suite 140, San Luis Obispo, CA
93401
(near the intersection of Tank Farm Road) (805) 547-2800 Office; (805) 547-2801 Facsimile; service@americanprinciplebank.com |